Introduction to Lending & Borrowing

Whether you're a DeFi novice or an experienced institutional user, Vicuna Finance provides a secure avenue for you to generate substantial profits effortlessly by holding your favorite tokens. Within our platform, this is achieved through the process of Lending and Staking LP. By following these two simple steps, you can commence earning the highest yields available in the DeFi space among lending platforms that support single assets.

The sustainability of these impressive Annual Percentage Yields (APYs) is made possible by Vicuna's cutting-edge technology, which delivers remarkably efficient capital usage to borrowers. This efficiency enables them to initiate undercollateralized loans for yield farming purposes, consistently resulting in utilization rates and lending interest rates that are double or more compared to other protocols.

Our protocol maintains conservative and swift liquidation settings to prevent the occurrence of bad debt. Furthermore, unlike other protocols, Vicuna Finance imposes no deposit fees, withdrawal fees, or default lockup, allowing you the flexibility to deposit and withdraw your assets at your convenience.